Today, almost all homes are purchased with at least a portion of the sale price being financed with a home mortgage.

Today's mortgage marketplace, however, is a complicated and competitive arena. The days of the "one size fits all" home mortgage are long gone, and, as a result, lenders provide homebuyers with as many as many as 50 -75 different types of home loans from which to choose.

Home mortgages, today, are practically custom tailored to each individual buyer's needs and financial means.

First-time buyers, "well-heeled" buyers, second home buyers, "future income potential" buyers, frequently relocating buyers, and "one house per lifetime" buyers might all finance their home purchases differently.

The following reports are meant to help you to become a savvy home mortgage shopper and find the financing that will be most beneficial to your situation.